We do a live API search to retrieve the latest deals from your lender (updated daily), then we sort them by lowest rate/availability to existing customers.

Yes, once you complete our online application and no matter what rate option you have picked, we will ALWAYS email you to advise you on your alternative switch options before we action anything.

No, we don't charge a fee to switch your mortgage rate. We get paid by the lender no matter what interest rate you pick. There is a minimum property value of £50,000.

We can independently advise you on your options - something the banks cannot do. In addition, we get exclusive rates with the lenders. That's not a sales pitch - it's really true! The banks don't always tell you that brokers get special mortgage deals that are not available directly.

We aim to switch all customers on the same day, provided that you are responsive when we contact you via your preferred channel of communication such as live chat, email or phone.

Yes, switching rates with the same lender is also known as a product transfer.

Yes, this is possible with some lenders and can be arranged alongside your switch rate application. See our Additional Borrowing page for more information.


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